Today's Mortgage Rates - September 18, 2026

Safe Rate's mortgage rates as of September 18, 2026 5:30 PMNMLS #1590949

First condo7.195% interest rate7.359% APR$1,832 / month$0 points$270,000 loan10% down740 credit score100% AMICondominium30-year term

Traditional single family home7.130% interest rate7.161% APR$2,696 / month$0 points$400,000 loan20% down780 credit scoreSingle family home30-year term

McMansion6.363% interest rate6.403% APR$7,192 / month$0 points$832,750 loan40% down800 credit scoreSingle family home15-year term

Max conventional7.250% interest rate7.331% APR$5,681 / month$4,264 points$832,751 loan20% down800 credit scoreSingle family home30-year term

Small loan7.389% interest rate7.430% APR$1,107 / month$0 points$160,000 loan20% down760 credit scoreSingle family home30-year term