Today's Mortgage Rates - September 21, 2026

Safe Rate's mortgage rates as of September 21, 2026 5:10 PMNMLS #1590949

First condo7.129% interest rate7.286% APR$1,820 / month$0 points$270,000 loan10% down740 credit score100% AMICondominium30-year term

Traditional single family home7.074% interest rate7.099% APR$2,681 / month$0 points$400,000 loan20% down780 credit scoreSingle family home30-year term

McMansion6.339% interest rate6.371% APR$7,181 / month$0 points$832,750 loan40% down800 credit scoreSingle family home15-year term

Max conventional7.250% interest rate7.309% APR$5,681 / month$3,023 points$832,751 loan20% down800 credit scoreSingle family home30-year term

Small loan7.375% interest rate7.409% APR$1,105 / month$0 points$160,000 loan20% down760 credit scoreSingle family home30-year term