Today's Mortgage Rates - October 27, 2026

Safe Rate's mortgage rates as of October 27, 2026 4:00 PMNMLS #1590949

First condo7.348% interest rate7.497% APR$1,860 / month$0 points$270,000 loan10% down740 credit score100% AMICondominium30-year term

Traditional single family home7.312% interest rate7.326% APR$2,746 / month$0 points$400,000 loan20% down780 credit scoreSingle family home30-year term

McMansion6.413% interest rate6.428% APR$7,214 / month$0 points$832,750 loan40% down800 credit scoreSingle family home15-year term

Max conventional7.500% interest rate7.615% APR$5,823 / month$8,361 points$832,751 loan20% down800 credit scoreSingle family home30-year term

Small loan7.608% interest rate7.631% APR$1,131 / month$0 points$160,000 loan20% down760 credit scoreSingle family home30-year term