Today's Mortgage Rates - October 20, 2026

Safe Rate's mortgage rates as of October 20, 2026 5:30 PMNMLS #1590949

First condo7.371% interest rate7.535% APR$1,864 / month$0 points$270,000 loan10% down740 credit score100% AMICondominium30-year term

Traditional single family home7.339% interest rate7.367% APR$2,753 / month$0 points$400,000 loan20% down780 credit scoreSingle family home30-year term

McMansion6.468% interest rate6.503% APR$7,240 / month$0 points$832,750 loan40% down800 credit scoreSingle family home15-year term

Max conventional7.500% interest rate7.688% APR$5,823 / month$13,016 points$832,751 loan20% down800 credit scoreSingle family home30-year term

Small loan7.648% interest rate7.686% APR$1,135 / month$0 points$160,000 loan20% down760 credit scoreSingle family home30-year term