Today's Mortgage Rates - November 2, 2026

Safe Rate's mortgage rates as of November 2, 2026 4:00 PMNMLS #1590949

First condo7.309% interest rate7.509% APR$1,853 / month$0 points$270,000 loan10% down740 credit score100% AMICondominium30-year term

Traditional single family home7.277% interest rate7.341% APR$2,736 / month$0 points$400,000 loan20% down780 credit scoreSingle family home30-year term

McMansion6.300% interest rate6.383% APR$7,163 / month$0 points$832,750 loan40% down800 credit scoreSingle family home15-year term

Max conventional7.680% interest rate7.746% APR$5,926 / month$0 points$832,751 loan20% down800 credit scoreSingle family home30-year term

Small loan7.541% interest rate7.617% APR$1,123 / month$0 points$160,000 loan20% down760 credit scoreSingle family home30-year term