Today's Mortgage Rates - October 26, 2026

Safe Rate's mortgage rates as of October 26, 2026 4:00 PMNMLS #1590949

First condo7.351% interest rate7.502% APR$1,860 / month$0 points$270,000 loan10% down740 credit score100% AMICondominium30-year term

Traditional single family home7.315% interest rate7.331% APR$2,746 / month$0 points$400,000 loan20% down780 credit scoreSingle family home30-year term

McMansion6.375% interest rate6.393% APR$7,197 / month$0 points$832,750 loan40% down800 credit scoreSingle family home15-year term

Max conventional7.500% interest rate7.612% APR$5,823 / month$8,011 points$832,751 loan20% down800 credit scoreSingle family home30-year term

Small loan7.612% interest rate7.637% APR$1,131 / month$0 points$160,000 loan20% down760 credit scoreSingle family home30-year term