Today's Mortgage Rates - October 13, 2026

Safe Rate's mortgage rates as of October 13, 2026 5:30 PMNMLS #1590949

First condo7.414% interest rate7.594% APR$1,872 / month$0 points$270,000 loan10% down740 credit score100% AMICondominium30-year term

Traditional single family home7.376% interest rate7.419% APR$2,763 / month$0 points$400,000 loan20% down780 credit scoreSingle family home30-year term

McMansion6.524% interest rate6.579% APR$7,265 / month$0 points$832,750 loan40% down800 credit scoreSingle family home15-year term

Max conventional7.762% interest rate7.805% APR$5,973 / month$0 points$832,751 loan20% down800 credit scoreSingle family home30-year term

Small loan7.769% interest rate7.823% APR$1,148 / month$0 points$160,000 loan20% down760 credit scoreSingle family home30-year term