Today's Mortgage Rates - October 6, 2026

Safe Rate's mortgage rates as of October 6, 2026 5:25 PMNMLS #1590949

First condo7.467% interest rate7.662% APR$1,882 / month$0 points$270,000 loan10% down740 credit score100% AMICondominium30-year term

Traditional single family home7.432% interest rate7.490% APR$2,778 / month$0 points$400,000 loan20% down780 credit scoreSingle family home30-year term

McMansion6.797% interest rate6.876% APR$7,391 / month$0 points$832,750 loan40% down800 credit scoreSingle family home15-year term

Max conventional7.992% interest rate8.053% APR$6,106 / month$0 points$832,751 loan20% down800 credit scoreSingle family home30-year term

Small loan7.820% interest rate7.890% APR$1,154 / month$0 points$160,000 loan20% down760 credit scoreSingle family home30-year term