Today's Mortgage Rates - May 7, 2026

Safe Rate's mortgage rates as of May 7, 2026 4:00 PMNMLS #1590949

First condo6.447% interest rate6.616% APR$1,697 / month$0 points$270,000 loan10% down740 credit score100% AMICondominium30-year term

Traditional single family home6.400% interest rate6.446% APR$2,502 / month$0 points$400,000 loan20% down780 credit scoreSingle family home30-year term

McMansion5.496% interest rate5.556% APR$5,932 / month$0 points$726,200 loan40% down800 credit scoreSingle family home15-year term

Max conventional6.327% interest rate6.370% APR$4,508 / month$0 points$726,200 loan20% down800 credit scoreSingle family home30-year term

Small loan6.866% interest rate6.924% APR$1,050 / month$0 points$160,000 loan20% down760 credit scoreSingle family home30-year term