Today's Mortgage Rates - May 1, 2026

Safe Rate's mortgage rates as of May 1, 2026 4:40 PMNMLS #1590949

First condo6.439% interest rate6.566% APR$1,696 / month$0 points$270,000 loan10% down740 credit score100% AMICondominium30-year term

Traditional single family home6.392% interest rate6.397% APR$2,500 / month$0 points$400,000 loan20% down780 credit scoreSingle family home30-year term

McMansion5.534% interest rate5.539% APR$5,947 / month$0 points$726,200 loan40% down800 credit scoreSingle family home15-year term

Max conventional6.321% interest rate6.324% APR$4,505 / month$0 points$726,200 loan20% down800 credit scoreSingle family home30-year term

Small loan6.867% interest rate6.880% APR$1,050 / month$0 points$160,000 loan20% down760 credit scoreSingle family home30-year term