Today's Mortgage Rates - July 2, 2026

Safe Rate's mortgage rates as of July 2, 2026 5:30 PMNMLS #1590949

First condo6.546% interest rate6.728% APR$1,715 / month$0 points$270,000 loan10% down740 credit score100% AMICondominium30-year term

Traditional single family home6.487% interest rate6.544% APR$2,525 / month$0 points$400,000 loan20% down780 credit scoreSingle family home30-year term

McMansion5.777% interest rate5.856% APR$6,041 / month$0 points$726,200 loan40% down800 credit scoreSingle family home15-year term

Max conventional6.410% interest rate6.464% APR$4,547 / month$0 points$726,200 loan20% down800 credit scoreSingle family home30-year term

Small loan6.937% interest rate7.007% APR$1,058 / month$0 points$160,000 loan20% down760 credit scoreSingle family home30-year term