Today's Mortgage Rates - September 16, 2026

Safe Rate's mortgage rates as of September 16, 2026 4:00 PMNMLS #1590949

First condo7.127% interest rate7.294% APR$1,819 / month$0 points$270,000 loan10% down740 credit score100% AMICondominium30-year term

Traditional single family home7.068% interest rate7.102% APR$2,680 / month$0 points$400,000 loan20% down780 credit scoreSingle family home30-year term

McMansion6.305% interest rate6.350% APR$7,165 / month$0 points$832,750 loan40% down800 credit scoreSingle family home15-year term

Max conventional7.125% interest rate7.225% APR$5,610 / month$5,588 points$832,751 loan20% down800 credit scoreSingle family home30-year term

Small loan7.373% interest rate7.418% APR$1,105 / month$0 points$160,000 loan20% down760 credit scoreSingle family home30-year term