Today's Mortgage Rates - January 2, 2025
Safe Rate's mortgage rates as of January 2, 2025 12:20 PM
NMLS #1590949
First condo
7.043% interest rate
7.232% APR
$1,804 / month
$0 points
$270,000 loan
10% down
740 credit score
100% AMI
Condominium
30-year term
Traditional single family home
6.962% interest rate
7.019% APR
$2,651 / month
$0 points
$400,000 loan
20% down
780 credit score
Single family home
30-year term
0% down payment
7.357% interest rate
7.971% APR
$2,413 / month
$0 points
$350,000 loan
0% down
700 credit score
80% AMI
Single family home
30-year term
McMansion
5.868% interest rate
5.941% APR
$6,076 / month
$0 points
$726,200 loan
40% down
800 credit score
Single family home
15-year term
Max conventional
6.857% interest rate
6.910% APR
$4,762 / month
$0 points
$726,200 loan
20% down
800 credit score
Single family home
30-year term
Small loan
7.435% interest rate
7.505% APR
$1,112 / month
$0 points
$160,000 loan
20% down
760 credit score
Single family home
30-year term