Today's Mortgage Rates - January 3, 2025
Safe Rate's mortgage rates as of January 3, 2025 10:00 AM
NMLS #1590949
First condo
7.016% interest rate
7.202% APR
$1,799 / month
$0 points
$270,000 loan
10% down
740 credit score
100% AMI
Condominium
30-year term
Traditional single family home
6.948% interest rate
7.003% APR
$2,647 / month
$0 points
$400,000 loan
20% down
780 credit score
Single family home
30-year term
0% down payment
7.375% interest rate
7.987% APR
$2,417 / month
$0 points
$350,000 loan
0% down
700 credit score
80% AMI
Single family home
30-year term
McMansion
5.855% interest rate
5.925% APR
$6,071 / month
$0 points
$726,200 loan
40% down
800 credit score
Single family home
15-year term
Max conventional
6.843% interest rate
6.894% APR
$4,755 / month
$0 points
$726,200 loan
20% down
800 credit score
Single family home
30-year term
Small loan
7.461% interest rate
7.529% APR
$1,114 / month
$0 points
$160,000 loan
20% down
760 credit score
Single family home
30-year term