Today's Mortgage Rates - August 31, 2026

Safe Rate's mortgage rates as of August 31, 2026 4:00 PMNMLS #1590949

First condo6.898% interest rate7.032% APR$1,778 / month$0 points$270,000 loan10% down740 credit score100% AMICondominium30-year term

Traditional single family home6.850% interest rate6.855% APR$2,621 / month$0 points$400,000 loan20% down780 credit scoreSingle family home30-year term

McMansion5.919% interest rate5.923% APR$6,991 / month$0 points$832,750 loan40% down800 credit scoreSingle family home15-year term

Max conventional7.125% interest rate7.150% APR$5,610 / month$1,874 points$832,751 loan20% down800 credit scoreSingle family home30-year term

Small loan7.093% interest rate7.107% APR$1,075 / month$0 points$160,000 loan20% down760 credit scoreSingle family home30-year term