Today's Mortgage Rates - January 7, 2025
Safe Rate's mortgage rates as of January 7, 2025 10:00 AM
NMLS #1590949
First condo
7.107% interest rate
7.288% APR
$1,816 / month
$0 points
$270,000 loan
10% down
740 credit score
100% AMI
Condominium
30-year term
Traditional single family home
6.995% interest rate
7.042% APR
$2,660 / month
$0 points
$400,000 loan
20% down
780 credit score
Single family home
30-year term
0% down payment
7.373% interest rate
7.976% APR
$2,417 / month
$0 points
$350,000 loan
0% down
700 credit score
80% AMI
Single family home
30-year term
McMansion
5.886% interest rate
5.946% APR
$6,083 / month
$0 points
$726,200 loan
40% down
800 credit score
Single family home
15-year term
Max conventional
6.893% interest rate
6.937% APR
$4,779 / month
$0 points
$726,200 loan
20% down
800 credit score
Single family home
30-year term
Small loan
7.426% interest rate
7.486% APR
$1,111 / month
$0 points
$160,000 loan
20% down
760 credit score
Single family home
30-year term