Today's Mortgage Rates - February 23, 2026
Safe Rate's mortgage rates as of February 23, 2026 4:00 PM
NMLS #1590949
First condo
5.956% interest rate
6.086% APR
$1,611 / month
$0 points
$270,000 loan
10% down
740 credit score
100% AMI
Condominium
30-year term
Traditional single family home
5.911% interest rate
5.925% APR
$2,375 / month
$0 points
$400,000 loan
20% down
780 credit score
Single family home
30-year term
McMansion
5.127% interest rate
5.144% APR
$5,791 / month
$0 points
$726,200 loan
40% down
800 credit score
Single family home
15-year term
Max conventional
5.833% interest rate
5.845% APR
$4,276 / month
$0 points
$726,200 loan
20% down
800 credit score
Single family home
30-year term
Small loan
6.463% interest rate
6.486% APR
$1,007 / month
$0 points
$160,000 loan
20% down
760 credit score
Single family home
30-year term