Today's Mortgage Rates - August 4, 2025
Safe Rate's mortgage rates as of August 4, 2025 4:00 PM
NMLS #1590949
First condo
6.544% interest rate
6.720% APR
$1,714 / month
$0 points
$270,000 loan
10% down
740 credit score
100% AMI
Condominium
30-year term
Traditional single family home
6.486% interest rate
6.538% APR
$2,525 / month
$0 points
$400,000 loan
20% down
780 credit score
Single family home
30-year term
McMansion
5.393% interest rate
5.459% APR
$5,893 / month
$0 points
$726,200 loan
40% down
800 credit score
Single family home
15-year term
Max conventional
6.408% interest rate
6.456% APR
$4,546 / month
$0 points
$726,200 loan
20% down
800 credit score
Single family home
30-year term
Small loan
6.916% interest rate
6.980% APR
$1,055 / month
$0 points
$160,000 loan
20% down
760 credit score
Single family home
30-year term