Today's Mortgage Rates - August 21, 2026

Safe Rate's mortgage rates as of August 21, 2026 4:00 PMNMLS #1590949

First condo6.852% interest rate7.004% APR$1,770 / month$0 points$270,000 loan10% down740 credit score100% AMICondominium30-year term

Traditional single family home6.808% interest rate6.832% APR$2,610 / month$0 points$400,000 loan20% down780 credit scoreSingle family home30-year term

McMansion5.854% interest rate5.883% APR$6,962 / month$0 points$832,750 loan40% down800 credit scoreSingle family home15-year term

Max conventional7.125% interest rate7.167% APR$5,610 / month$1,682 points$832,751 loan20% down800 credit scoreSingle family home30-year term

Small loan7.030% interest rate7.063% APR$1,068 / month$0 points$160,000 loan20% down760 credit scoreSingle family home30-year term