Today's Mortgage Rates - August 20, 2026

Safe Rate's mortgage rates as of August 20, 2026 4:00 PMNMLS #1590949

First condo6.842% interest rate6.996% APR$1,768 / month$0 points$270,000 loan10% down740 credit score100% AMICondominium30-year term

Traditional single family home6.798% interest rate6.823% APR$2,607 / month$0 points$400,000 loan20% down780 credit scoreSingle family home30-year term

McMansion5.843% interest rate5.875% APR$6,957 / month$0 points$832,750 loan40% down800 credit scoreSingle family home15-year term

Max conventional7.125% interest rate7.164% APR$5,610 / month$1,249 points$832,751 loan20% down800 credit scoreSingle family home30-year term

Small loan7.011% interest rate7.046% APR$1,066 / month$0 points$160,000 loan20% down760 credit scoreSingle family home30-year term