Today's Mortgage Rates - July 21, 2025
Safe Rate's mortgage rates as of July 21, 2025 10:00 AM
NMLS #1590949
First condo
6.833% interest rate
6.987% APR
$1,766 / month
$0 points
$270,000 loan
10% down
740 credit score
100% AMI
Condominium
30-year term
Traditional single family home
6.784% interest rate
6.809% APR
$2,603 / month
$0 points
$400,000 loan
20% down
780 credit score
Single family home
30-year term
McMansion
5.616% interest rate
5.647% APR
$5,978 / month
$0 points
$726,200 loan
40% down
800 credit score
Single family home
15-year term
Max conventional
6.560% interest rate
6.582% APR
$4,619 / month
$0 points
$726,200 loan
20% down
800 credit score
Single family home
30-year term
Small loan
7.024% interest rate
7.059% APR
$1,067 / month
$0 points
$160,000 loan
20% down
760 credit score
Single family home
30-year term