Today's Mortgage Rates - January 31, 2025
Safe Rate's mortgage rates as of January 31, 2025 10:00 AM
NMLS #1590949
First condo
6.962% interest rate
7.153% APR
$1,789 / month
$0 points
$270,000 loan
10% down
740 credit score
100% AMI
Condominium
30-year term
Traditional single family home
6.896% interest rate
6.956% APR
$2,633 / month
$0 points
$400,000 loan
20% down
780 credit score
Single family home
30-year term
McMansion
5.775% interest rate
5.851% APR
$6,040 / month
$0 points
$726,200 loan
40% down
800 credit score
Single family home
15-year term
Max conventional
6.793% interest rate
6.849% APR
$4,731 / month
$0 points
$726,200 loan
20% down
800 credit score
Single family home
30-year term
Small loan
7.358% interest rate
7.431% APR
$1,103 / month
$0 points
$160,000 loan
20% down
760 credit score
Single family home
30-year term