Today's Mortgage Rates - December 12, 2025
Safe Rate's mortgage rates as of December 12, 2025 4:00 PM
NMLS #1590949
First condo
6.117% interest rate
6.272% APR
$1,639 / month
$0 points
$270,000 loan
10% down
740 credit score
100% AMI
Condominium
30-year term
Traditional single family home
6.049% interest rate
6.085% APR
$2,411 / month
$0 points
$400,000 loan
20% down
780 credit score
Single family home
30-year term
McMansion
5.247% interest rate
5.296% APR
$5,837 / month
$0 points
$726,200 loan
40% down
800 credit score
Single family home
15-year term
Max conventional
5.960% interest rate
5.993% APR
$4,335 / month
$0 points
$726,200 loan
20% down
800 credit score
Single family home
30-year term
Small loan
6.488% interest rate
6.535% APR
$1,010 / month
$0 points
$160,000 loan
20% down
760 credit score
Single family home
30-year term